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Payment Gateways are the equivalent of the
physical point of sale that you would normally see in a brick and
mortar offline business. They provide encryption and security for
transactions between the online retailer and the customer.
These gateways can be setup to automatically
collect the credit card information and process the transaction live
or you can use a shopping cart to collect all of the information
and send it securely to you and then either manually process each
transaction via an online virtual terminal or upload a group of transactions
in a batch.
If you have both an online and offline
business you can use your virtual terminal to process transactions
from both locations.
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